Retirement Planning for Late Starters

If you’ve ever logged into your 401k account and felt like you were looking at a secret code you were never taught to read, you’re not alone! 😅 One of the most common questions during open enrollment season is, “Where exactly is my 401k money going?” It can be confusing, but understanding where your hard-earned dollars are allocated is key to making smart decisions for your future. This post will break down the basics of 401k allocations, explain why it matters, and give you